Resources

The Shift: From Seller’s Paradise to Buyer’s Leverage The frenzy of the Middle Tennessee real estate market has stabilized. As of Winter 2025, increased inventory and higher mortgage rates have dramatically increased buyer expectations. Buyers are no longer waiving inspections or accepting homes that need major repairs. Homes in Murfreesboro and Clarksville that require foundation … Continued

The Real Cost of Selling: Beyond the Agent’s Fee When most homeowners in Middle Tennessee calculate their sales expenses, they budget for the agent’s commission—typically 5% to 6% of the sale price. However, the total cost of a traditional listing is far higher, often reaching 7% to 10% of the sale price. On the current … Continued

The Critical Difference: Cash vs. Contingency When selling your Middle Tennessee home, the single biggest variable determining speed and certainty is the buyer’s source of funds. A financed retail buyer relies on a mortgage, meaning their offer is riddled with contingencies: a satisfactory appraisal, loan approval, and a clean inspection. An offer from Integrity House … Continued

Selling a home in Middle Tennessee can be overwhelming—especially when you’re on a deadline. Whether you’re dealing with a relocation, inherited property, foreclosure concerns, costly repairs, or a property that just won’t sell, the pressure is real. The good news? Middle Tennessee offers multiple selling paths. The challenge is knowing which option helps you sell … Continued

The Immediate Power of the Automatic Stay If you are days or even hours away from a scheduled foreclosure auction in Tennessee, filing for bankruptcy is the single most powerful legal tool available to you. Once a bankruptcy petition (Chapter 7 or Chapter 13) is filed with the U.S. Bankruptcy Court, an immediate injunction known … Continued

The Hidden Threat: Priority Liens in Tennessee When facing mortgage foreclosure, most homeowners focus solely on the bank, but many other debts can lead to the loss of your home. In Tennessee, certain debts—specifically Property Tax Liens and, in some cases, HOA Liens—are considered “priority liens” or “super-liens.” This means they have the legal right … Continued

Understanding the Non-Judicial Foreclosure Swiftness Tennessee’s foreclosure laws are notably fast. The key reason is the state’s reliance on non-judicial foreclosure, which is permissible because most Tennessee mortgages contain a “power of sale” clause in the Deed of Trust. This allows the lender to sell the property at public auction without a court order, drastically … Continued

The Urgent Reality of the Tennessee Foreclosure Timeline Facing foreclosure in Middle Tennessee means facing one of the fastest real estate deadlines in the country. Because Tennessee follows a non-judicial foreclosure process, the lender does not need to go to court to sell your property. This means the time from the first missed payment to … Continued

💡 Understanding the Problem: Unpaid Property Taxes and Liens When property taxes or liens pile up, homeowners in Middle Tennessee can feel trapped. A lien acts as a legal claim on your property due to unpaid debts—like back taxes, unpaid contractors, or judgments. Until those debts are resolved, selling your home can seem nearly impossible. … Continued

⏳ The Danger of Waiting Too Long Many Middle Tennessee homeowners underestimate how quickly unpaid taxes or mortgage payments can lead to foreclosure or auction. Once the county or lender begins proceedings, your home’s title becomes harder to clear—and your financial stress grows. The good news: a fast cash sale can stop these actions in … Continued

⚠️ What Happens When You Fall Behind on Property Taxes? If you’ve missed property tax payments in Tennessee, your county can file a lien against your home—and after a few years, your property may even be auctioned at a tax sale. In counties like Rutherford and Davidson, this process can move faster than you expect. … Continued

🔍 What Happens When a Property Has a Lien? A lien means someone else has a legal right to part of your home’s value. This could come from unpaid property taxes, child support, or contractor work. When a title search reveals a lien, traditional home sales often fall apart. But that’s not the case with … Continued

Many landlords eventually ask: “Is it better to sell my rental property or keep it for long-term income?” The answer depends on your financial goals and the current Middle Tennessee housing market. Reasons to Sell Reasons to Keep Market Trends in Middle Tennessee The Best Option for a Quick Exit Conclusion Whether you decide to … Continued

Selling a rental home can create significant tax consequences. Before listing your property, it’s important to understand how capital gains tax and other financial rules affect landlords in Tennessee. Capital Gains Tax Depreciation Recapture 1031 Exchange Option Other Financial Considerations How Integrity House Buyers Helps Conclusion Taxes can feel overwhelming, but with the right planning … Continued

One of the biggest questions landlords face is: “Can I sell my rental property if tenants still live there?” In Middle Tennessee, the answer is yes—but there are some important steps and legal rules to follow. Challenges of Selling With Tenants Tennessee Laws You Should Know Selling Options Why Cash Buyers Make It Easier Conclusion … Continued